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KNOWSIS
Decision intelligence for insights teams
Predictive personas

Your segmentation describes the market. Ours tells you what to do.

Knowsis builds personas from the drivers of the outcome you care about, proves they hold on people the model has never seen, and puts them to work on the decisions that follow: which segment to back, which concept to take forward, what the brief should say.

3x

Personas told apart people the model had never seen three times better than age, income and region did. Tested on public data, method fixed in writing first.

20,000 consumers, 20 markets

Four Money Manager personas now guide payment strategy across the Intrum European Consumer Payment Report.

Published

The argument behind the method, set out in full in Greenbook, September 2026.

Trusted by

Clients and partners across Knowsis analytics work

  • FT Longitude
  • Embark Insight
  • Trade Intelligence
  • Freerange Creatives
  • NIQ
  • ShopriteX
  • JTI
  • MarkData
  • Edward Snell & Co.
The problem

Three ways a good segmentation stops being useful

Most insights teams already own a segmentation. It was expensive, it was accurate, and it describes the market well. Then someone asks it to make a decision, and it goes quiet. The problem is usually one of these.

It describes who people are, not what moves them

Segments built on demographics and attitudes are easy to profile and hard to act on. Two people in the same segment make opposite choices, and the segmentation cannot say why, because it was never built on the drivers of the outcome you are trying to shift.

The personas live in a deck

The launch workshop was good. Six months later the personas are a PDF nobody opens, and every new question about them means a new project. A persona that cannot be interrogated is a poster, not a tool.

The decision cannot wait for fieldwork

A concept needs ranking, a message needs a first read, a price point needs a sanity check, and the next wave is three months away. The choice becomes gut feel or nothing.

What you get

What Knowsis delivers

Not a platform, not a framework. A persona set you can defend, and the means to use it.

Personas built on what drives the outcome

We start from the decision, not the demographics. We model what actually moves the outcome you care about (loyalty, resilience, conversion, retention) for each respondent, then group people by the pattern of what moves them. Same survey data, organised around the thing you need to change.

A validation report with numbers in it

Every persona set comes with three checks, run and reported: how well the personas hold on respondents held back from the build, how far apart the personas really are, and an audit of which answers are measured, which are modelled and which are inferred. If a check fails, you hear about it before the workshop, not after.

Personas you can ask questions of

Each persona becomes something your team can interrogate in plain language: how would this group react to this concept, what would make them switch, what should the brief say. Every answer is labelled Measured, Modelled or Inferred, so nobody mistakes an inference for a finding.

A decision, not a description

The output is a ranking, a priority, a brief. Which segment to back. Which of five concepts to take to fieldwork. Where the next rand or euro of investment moves the number. That is what the personas were built to do.

Proof

Proof, not promises

Validation

The Broken Ruler

We ran our persona method on a public dataset of 2,058 people, the one behind the study most often cited as evidence that AI personas fail. Ours separated people the model had never seen three times better than demographic segments, and held at full strength two weeks later. We also found out why honest people keep reaching opposite conclusions about this technology.

Read the validation →
Case study

Intrum European Consumer Payment Report

Twenty thousand consumers across twenty European markets, scored on a single financial health index and grouped into four Money Manager personas. The driver model ranked childhood money stress as roughly three times as important a predictor of adult financial fragility as current income. Payment strategy is now tailored by persona.

Read the case study → Download the full report
In print

"The Segment Describes. The Persona Decides."

The argument this method was built to test, published in Greenbook in September 2026.

Greenbook 2026 Featured Author badge Read it on Greenbook →
On film

Four people who do not exist

Six minutes. Four personas speak, every line labelled, and one of them declines to answer.

Watch on YouTube →
The method

How it works

Five steps. The third one is the whole argument.

Diagram of the five-step method. Distil the outcome, find the drivers, group people on their drivers, read each persona, then write the brief. Step three, grouping on drivers rather than on answers, is the one that carries the argument.
  1. Distil the outcome. Turn the thing you need to move into one score per respondent, built from the questions that actually measure it.
  2. Find the drivers. A driver-importance model works out what moves that score, and by how much, for each person rather than for the average.
  3. Group people on their drivers. Personas are formed from the pattern of what moves each respondent, not from their answers or their demographics. This is the step that makes a persona predictive rather than descriptive.
  4. Read each persona. For every persona, which drivers matter, where the headroom is, and what would move the score.
  5. Put them to work. Write the brief, rank the concepts, and hand the team personas they can question.

The motivational layer. Where the questionnaire carries a short trade-off exercise, the Impulse Engine adds how each persona chooses under pressure, not only what it values at rest. The Impulse Engine →

Getting started

Three ways to start

Retrofit

You already have a segmentation study with respondent-level data. We rebuild it as predictive personas, run the validation, and hand back the persona set with the numbers. The fastest route, and the one most clients take first.

Full build

You have a decision and no study yet. We design the questionnaire around the outcome, including the short trade-off exercise the motivational layer needs, field it through your supplier or ours, and deliver the personas and the engine.

Upgrade

You have personas already and want them interrogable. We build the Persona Engine on top of your existing analysis, with the answer labelling and validation checks, and scope enablement so the team actually uses it.

What you need to bring: respondent-level survey data with an outcome worth predicting. For the motivational layer, about three minutes of questionnaire space. Enablement is part of the scope, not an afterthought, because a persona nobody talks to is back in the deck.

Beyond personas

Also from Knowsis

Writing

What we are writing about

We publish the thinking behind the work as we go, including the tests that did not go the way we expected. Most of it is about what a persona or a digital twin can and cannot be trusted to do.

Next step

Bring a decision

Gold, in our business, is a decision you can defend. Bring the one you are stuck on and we will tell you in thirty minutes whether personas are the right tool for it, and what it would take.

Greg Streatfield

You will speak to Greg Streatfield, founder of Knowsis, who has spent over twenty years building segmentations and driver models at TNS (now Kantar), Ogilvy and dunnhumby. About Greg

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